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Providers	Loan amount	Monthly repayment	Total repayment	Typical APR	Apply
Lombard Direct	£10,000.00	£243.19	£11,673.19	7.8%	Apply
AA	£10,000.00	£246.48	£11,831.19	8.5%	Apply
Halifax	£10,000.00	£246.96	£11,853.86	8.6%	Apply

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Figures from the British Bankers' Association (BBA) show that number of new mortgages has fallen by 46 per cent.

Young people are finding it increasingly difficult to put money away for a house deposit, research has found.

People will no longer be able to afford mortgages unless serious action is taken by the Bank of England it has been claimed.

The lack of availability of zero per cent deals on credit cards is having a "knock-on effect" on other financial products, it has been claimed.

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