Role Responsibilities

• Perform in depth credit underwriting for new and existing applications 
• Provide analysis to existing processes and advise business on improvements to automation tools
• Conduct a thorough financial analysis of company accounts, cash flow, and trading performance 
• Support collections and recoveries strategy, particularly with ageing receivables 
• Develop and enhance credit risk framework and operational processes 
• Provide QA on credit assessments and help standardise risk reporting 
• Support fraud and portfolio monitoring efforts as part of a broader risk ownership 

Role Requirements

• Extensive experience in commercial credit underwriting, ideally in SME B2B lending 
• Strong analytical and commercial judgement, with a passion for data-backed decision making 
• Confident working in fast-moving, scale-up environment 
• Experienced in assessing non-standard risk cases and structuring credit recommendations 
• Excellent communication skills — internally and externally — including negotiation experience in collections scenarios 

If you feel you have the relevant experience for this newly created opportunity then please apply to this advert and send your CV to

twentyAI’s Compliance function are a team of specialist consultants covering Financial Crime Compliance and Regulatory Compliance mandates, both permanent and temporary, across Financial Services, Technology and Energy.