Fraud Analyst

Posted Today by eFinancialCareers
New
Competitive salary
London , South East England
Permanent, full-time
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The role
This role sits in the Financial Crime team that is responsible for protecting Funding Circle , its customers and investors from Fraud.
You will work alongside a team of Fraud Analysts to detect, identify and prevent fraud across our products. This work is essential to the success of our products and services and the confidence that customers and investors have in Funding Circle.
We are expanding our fantastic team as we continue to increase our products and services and help small businesses to win while minimising fraud across our products.

Who are we?
Our mission is to build the place where small businesses get the funding they need to win.
We do this by uniting cutting-edge data and technology to deliver an unbeatable customer experience. With a decade of expertise under our belt, we've built a game-changer of a platform that's reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get an instant decision, giving them access to affordable funding in a flash.
99% of businesses are small businesses! And in most cases aren't given the finance they need to grow. We're here to change that because the world needs small business.
Want to learn more?
  • We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £6.9bn of GDP generated). You can read our full Impact Report here: https://uk/impact
  • To see what our customers think, visit our Trustpilot page: https://review/fundingcircle.com
  • And we're still evolving! With over a decade leading the industry with our award winning core loans offering we are now well on our way to solving more SME finance challenges transforming into a multi-product lending platform.
What will you be doing?
  • Detecting and preventing fraudulent applications using the various tools implemented across multiple different product types
  • Spotting fraud trends and attacks and suggesting controls and preventative measures
  • Using industry prevention/mitigation tools and systems e.g. Cifas, to assist investigation and decision-making
  • Acting decisively to minimise the financial impact of fraud on victims and Funding Circle and maximise the chance of recovery where appropriate
  • Conducting objective, fair and timely investigations into potential fraud and financial crime instances to ensure that the interests of both Funding Circle and our genuine customers are satisfied
  • Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day
What we're looking for
  • Analytical and detail oriented with an ability to think logically and reasonably.
  • Able to make sound judgement calls and take responsibility for decisions made.
  • Able to use varied tools and investigation methods to assist in making a considered judgement
  • Experienced in application fraud, fraud investigations and fraud analysis in a financial/lending environment
  • Able to understand the variety of fraud types and how to handle them effectively
  • Experienced and knowledgeable about card fraud and technical dispute management
  • Experienced with ID and financial documents review procedures
  • Familiar with compliance/AML procedures and regulatory requirements.
  • Good with your interpersonal and communication skills.
Why join us?

Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.

We are committed to being full-time hybrid; three days from home for which we will help support your home working set-up and two in the office where you can take advantage of our free barista and subsidised lunches through JustEat. We support flexible working arrangements so please speak to our recruitment team if this is something you'd like to learn more about.

A few highlights:
  • Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, and exclusive discounts with Hertility for reproductive health support.
  • Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
  • Development: Learning allowance of £300 a year
  • Lifestyle: Wellhub, Electric Car Scheme and more!
And finally, we have enhanced all of our parental leave policies - we actually won the AltFi Award for Diversity, Equity and Inclusion Initiative of the Year 2022 for our Partner Leave policy. You can read more here: https://article/10158_the-altfi-awards-2022-here-are-the-winners

Research shows that some people are less likely to apply to jobs unless they meet every single criteria. At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn't align perfectly with the requirements. You might just be the perfect addition to the team!

Want to Build The Incredible? We'd love to hear from you.

Reference: 53111721

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