Head of Credit Risk - Credit Cards

HEAD OF CREDIT RISK - CREDIT CARDS
£115,000
LONDON

This role offers the change to own existing customer strategy within the Credit Card book for a growing FinTech business. The company are in an exciting time, with new product launches and re-vamps of existing strategy, with this role a core part of their growth strategy.

THE COMPANY

This FinTech are growing significantly and have won a number of awards in recent years. They are a leader in the financial services space and have recently been growing their book. They have a number of new projects in the pipeline and pride themselves on a fast-paced and dynamic environment where you can really make a difference.

THE ROLE

• Develop, implement and tweak existing customer lending strategies across the full Credit Card book
• Utilise credit risk models and wider customer data in order to drive profitability and growth
• Work on re-vamping a range of credit strategies, including Credit Limit Increases and Decreases
• Manage a small team of analysts to own lending strategy and work on wider ad hoc analysis
• Work closely with senior stakeholders and investors to highlight risk trends and exposures, as well as providing strategic oversight to grow the business

YOUR SKILLS AND EXPERIENCE:

• Essential to have experience in consumer lending, within Credit Cards
• Prior experience with developing lending strategies for existing customers is essential
• Background in analytical coding in SAS/SQL/Python/R or similar
• Prior management experience is desirable

SALARY AND BENEFITS

• Up to £115,000 base salary
• Flexible working model
• Discretionary bonus
• Broad benefit scheme including medical cover

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link