Hybrid Mortgage Advisor

Hybrid Mortgage Advisor - Croydon/Addiscombe (Self-Employed)

£60,000 - £80,000 OTE

The Opportunity

Our established and dynamic estate agency client in Croydon is seeking a high-calibre, self-employed Mortgage Advisor to join their team. This hybrid role offers the perfect blend of flexibility and collaboration, allowing you to work from a vibrant branch environment three days a week and remotely one day a week (including occasional Saturdays from home).

In this exciting role, you'll play a pivotal role in supporting clients throughout their property journey by providing expert mortgage and protection advice. You'll leverage your in-depth knowledge of the mortgage market to secure the most suitable deals for first-time buyers, movers, and investors.

This is an ideal opportunity for an ambitious and motivated individual who thrives in a target-driven environment. You'll be rewarded handsomely for your success, with a lucrative commission structure offering an excellent earning potential of £60,000 - £80,000 per year.

What You'll Do

• Conduct in-depth consultations with clients to understand their financial situation, property goals, and risk tolerance.
• Research and recommend the most appropriate mortgage products from a comprehensive panel of lenders, ensuring whole-of-market solutions.
• Guide clients through the mortgage application process, liaising with lenders, estate agents, and solicitors to ensure a smooth and efficient transaction.
• Provide clear and concise explanations of complex mortgage products and financial concepts, ensuring clients feel empowered throughout the decision-making process.
• Develop strong relationships with local estate agents and property professionals to generate a steady stream of mortgage leads.
• (Optional) Offer expert protection advice, including life insurance, critical illness cover, and buildings and contents insurance (relevant qualifications required).
• Contribute to a positive and collaborative branch environment, sharing knowledge and supporting colleagues.
• Develop and maintain a strong personal brand by actively building relationships within the local community.
• Meet and exceed ambitious sales targets for mortgage completions.
• Work one Saturday per month remotely, providing support to clients via phone and email.

Who You Are

• A highly motivated and self-employed Mortgage Advisor with a proven track record of success.
• CeMAP qualified (or working towards) with a strong understanding of the UK mortgage market.
• Excellent communication and interpersonal skills, with the ability to build rapport with clients from all walks of life.
• A confident and persuasive communicator, capable of explaining complex financial concepts in a clear and concise manner.
• A strong work ethic, with the ability to manage your time effectively and prioritise tasks to meet deadlines.
• A team player who thrives in a collaborative environment.
• IT literate with a proficiency in mortgage software and CRM systems.
• A clean driving licence (ideally) for occasional branch visits.
• You may possess additional qualifications to offer protection advice (desirable but not essential).

Why Choose Us?

• Competitive commission structure with excellent earning potential - you're rewarded for your success!
• Flexible hybrid working model - enjoy a balance of branch and remote working.
• Supportive and collaborative branch environment - learn from experienced colleagues.
• Opportunity to build a successful career within a well-established and reputable estate agency.
• Comprehensive training and development opportunities to further enhance your skills and knowledge.
• Work within a dynamic and target-driven environment, ideal for ambitious individuals.

Please note that this is a self-employed position.