Mortgage Underwriter

Mortgage Underwriter - Bridging Finance

My Client will look at Mortgage Underwriters for this opportunity,

Newcastle

Up to £45,000 + Bonuses

We have a wonderful Property Finance Lender based in Newcastle who is looking for an experienced Bridging Underwriter.

You will be responsible for processing bridging finance applications. The Underwriter must work together with the other members of the Underwriting team to ensure that loans are processed in accordance with the underwriting manual and lending policy. The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which do not meet the criteria or where the Underwriter does not believe the borrower will be able to repay.

Key Responsibilities for the Bridging Finance Underwriter:

• Manage a pipeline of bridging cases and prioritise accordingly
• Underwrite bridging loan applications within company lending criteria by making quality lending decisions
• Be vigilant when working on cases and refer where necessary to the appropriate person
• Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors
• Maintain a high level of customer service with those internally and externally
• Work closely with other departments within the company including sales, compliance, finance and collections
• Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company
• Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections
• Keep up to date with current best practice and regulatory requirements
• Keep all records up to date
• Represent the company at events as required

The role offers a competitive basic salary and comprehensive benefits. Available for interview immediately.