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Senior Credit Risk Lead - Real Estate

Posted 24 June by Meraki Talent Limited

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£90,000 - £100,000 per annum

Birmingham , West Midlands

Permanent, full-time

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Multi £M Transactions
Real Estate Lending
Broad Exposure

Meraki Talent are working with a leading global bank in their wholesale lending division to help them identify a Senior Credit Risk Lead within their commercial property lending business.

Some of your responsibilities will include:

To evaluate, recommend and approve transactions and annual reviews within personal approval authority
Assist the Head of Credit
Assessing on a continuous basis, the credit quality of the allocated portfolio with a particular view to ensuring the appropriateness of and approved limits, and whether emerging signs of concern warrant a customer being placed on the Watch, Worry, Monitor list.
Providing expertise, to the business and regional credit teams, cover the allocated industry of loan product area in the case of specialised lending.
Managing and improving the risk profile within the Customer Segment by implementing lending and credit guidelines and ensuring credit standards are consistent with Group policy objectives
To ensure prudent and well-structured credit proposals and minimise credit losses
To provide qualitative and meaningful input on the business’s operating units/lending portfolios.
Formulate, recommend, implement & maintain credit policies, guidelines, standards and processes.
Ensure all Basel 2/3 regulations are enacted as ‘business as usual’
Implement the Group Compliance Policy by containing compliance risk in conjunction with the relevant Compliance Department. The term ‘compliance’ embraces all relevant laws, rules

We are looking for someone with:

Demonstrate commercial credit skills, not only on a transaction basis but also credit process management.
Customer contact
General knowledge of law, accounting and regulatory requirements.
Management and leadership skills.
Excellent stakeholder management and relationship skills

Reference: 52942160

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